Treat now, pay later
- No hard credit checks, ever
- True 0% APR option available
- Interest-bearing plans with APRs as low as 5.99%
- Upto 50,000 approvals
- No hidden fees
See an example of what you could pay
- No hard credit checks, ever
- 60 seconds to apply
How Cherry works
See if you qualify
It only takes 60 seconds to complete the application
Get care
Use your approval to pay for your treatment
Pay over time
Choose a plan length that fits your needs with 0% APR options
What Our Customers Say
Questions?
Approvals are valid for days. Once that time period expires, you are welcome to reapply.
Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.
Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the provider confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.
*Making payments via Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional bank-issued Debit Card.
To request a refund, please contact Age Reversal Technology Center directly.
We defer to the refund policies put in place by Age Reversal Technology Center and cannot initiate a refund without their approval.
Once Age Reversal Technology Center authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.
If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
*Making payments via Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional bank-issued Debit Card.
Payment options through Cherry Technologies, Inc. are issued by the following lending partners: withcherry.com/lending-partners. See withcherry.com/terms for details. Iowa only: Borrowers are subject to Iowa state specific underwriting criteria. APR for all Iowa borrowers is capped at 20.99%.
Copyright © 2020-2026 Cherry Technologies Inc. NMLS #2061234, 2 Embarcadero Center, 8th Floor, San Francisco, CA 94111.